This Week on Financial Voices Radio

December 6, 2012

Live this week on Financial Voices WURD 900 AM

December 6, 2012


This is the season of giving, but this is also the season of spending. And some of us tend to over spend and rack up a lot of debt during the holiday season. Nicole Singleton from Clarifi gives listeners tips on how to manage their money effectively this holiday season, so they can still buy gifts but save and avoid falling into debt.

Guest: Nicole Singleton

Clarifi (Non-profit agency)

  • As the Education Director for Clarifi she oversees their financial education programs on key topics related to basic money management, building and understanding credit/credit reports and reducing debt.  
  • Has over 14 years of experience in adult education and workforce development primarily as an educator and program manager with the Center for Literacy, a community-based non-profit providing basic adult education in math, reading and writing. 
  • Formerly a Program Director with District 1199C’s Training & Upgrading Fund, managing a team of adult educators and career coaches who handled educational, workforce, and personal development programs for incumbent healthcare industry workers and community residents seeking entrance into the healthcare industry.
Contact Information:


Freedom Rings Consumer Minute

To help keep your holiday budget sound, check out these online resources: -- has a Holiday on a Budget article -- Money tab offers 10 tips to not break the bank this holiday season -- offers a list of affordable spots for holiday shopping here in Philadelphia

Show Hosts

Sharmain Matlock-Turner
President and CEO
Urban Affairs Coalition
Steve Sanders
StoneRidge Investment Partners
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    About the Freedom Rings Partnership
    Currently 41 percent of Philadelphia residents do not have Internet access. To respond to this desperate need, UAC is leading the Freedom Rings Partnership, a multi-year initiative to bring Internet access, training, and technology to residents in underserved communities. Freedom Rings Partners will also provide hands-on training to at least 15,000 people at over 130 locations citywide, including 77 public computer centers, and distribute 5,000 netbooks to public housing residents who complete technology skills training. Training locations include recreation centers, health and social service organizations, workforce development agencies, and select nonprofits. There will also be 4 mobile computer labs that will travel throughout the City providing Internet access and training to underserved communities. For more information visit or call 311